Earn Farmers Club Points
everywhere*, every day

Lending criteria, fees, terms and conditions apply. *Everywhere Mastercard is accepted.

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Earn Farmers Club Points everywhere*, every day

The Farmers Mastercard® allows you to earn Farmers Club Points everywhere Mastercard is accepted, online and around the world. For every $10 you spend, you’ll earn one Farmers Club Point. With no interest for up to 55 days on all your purchases^, you’ll be able to use your Farmers Mastercard to shop for your family, stock up on groceries, fuel your car or to have coffee with friends. Plus, earn additional Club Points every time you use your Farmers Mastercard to pay for purchases in Farmers.

Key Benefits:

Earn Farmers Club Points everywhere*

Earn 1 Farmers Club Point for every $10 you spend using your Farmers Mastercard, everywhere Mastercard is accepted*

Up to 55 days interest free^

No interest for up to 55 days in-store and online

Long term finance+

Interest-free terms available at retailers across New Zealand

Additional Cardholders

Additional cardholders for no extra cost. Find out more.

Tap and go and Apple Pay enabled#

Instantly add your card to your digital wallet via Apple Pay, and make payments anywhere Tap and Go is accepted, no physical card required

Manage your account on the go

Download the Farmers Mastercard app to manage your account on the go. Or login to your My Account online

All the benefits of Mastercard

Customers can take advantage of Mastercard acceptance and associated capabilities, like ATM withdrawals and chip technology

Double-dip in Farmers

Swipe your Farmers Mastercard together with your Farmers Club Card at Farmers and earn points twice over

Lending criteria, $50 account fee, terms and fees apply. Rates and fees are subject to change

Things you should know

Standard interest rate, currently 25.95% p.a. applies to any outstanding balance at end of a payment holiday or interest free period.

*Applies to all purchases which exclude cash advances, balance transfers, fees, interest charges or quasi-cash transactions. Farmers Club Points will appear on your Farmers Club Account, provided you have a valid Farmers Club Card linked to your Farmers Mastercard Account. Farmers Club Terms and Conditions apply.

^No interest for up to 55 days is available on all purchases which exclude cash advances, balance transfers, fees, interest charges or quasi-cash transactions.

+A minimum purchase amount may be required.  Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.95% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.

#For a list of compatible Apple Pay devices, see support.apple.com/en-au/km207105

Apple Pay is a trademark of Apple Inc, registered in the U.S. and other countries