Things you should know:

Lending criteria, $50 annual account fee, terms and conditions apply. Everywhere Mastercard is accepted - earn 1 Farmers Club Point for every $10 spent on Standard Purchases. Excludes cash advances, balance transfers, fees, interest charges or quasi-cash transactions. Standard Interest Rate, currently 25.95% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Standard Farmers Club terms and conditions apply. Excludes Long Term Finance.

*Everywhere Mastercard is accepted in-store, online and around the world.

^A minimum purchase amount may be required.  Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.95% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.