Will my banking information be safe and secure?

Your banking information provided to us will be analysed with strong security measures in place to ensure your information is private and confidential.


The systems and processes are set up so that we can only ever access a ‘view-only’ version of the transaction data; we do not have the facilities or capability to take any action related to your account(s).


Columbus Financial Services Limited/Farmers Mastercard uses a bank scraping solution provided by illion. illion’s technology is used by thousands of lenders and brokers in Australia and NZ.

  • illion never store online banking credentials.
  • illion’s service is independently tested and audited by external security experts.
  • The data collected is encrypted with bank level 256-bit encryption, secured by 2048-bit keys.
  • Statements detailing your income and expenses are only provided to Columbus Financial Services Limited.