There’s MORE to love with a Farmers Mastercard


What is a Farmers Mastercard?

A Farmers Mastercard is the ultimate credit card for people who love the Farmers store. With every purchase you make – anywhere Mastercard is accepted – you’ll earn Farmers Club Points which you can then spend in-store or online at Farmers. To apply for a Farmers Mastercard, click here.


What are the benefits of a Farmers Mastercard?

Having a Farmers Mastercard unlocks a number of fantastic features and benefits – exclusive to you. To read all about them, click here.



Interest Rate Update

On 24 January 2024, the Standard Interest Rate applying to your Farmers Mastercard will increase from 25.95% p.a. to 28.50% p.a. This is the interest rate which applies to outstanding balance at the end of the interest free period of a Standard Purchase, a Long Term Finance plan, Balance Transfer, Fixed Instalment plan and any unpaid Fixed Instalment amount.

The Cash Advance Interest Rate which applies to all Cash Advances will increase from 27.50% p.a. to 29.50% p.a.

We are committed to providing customers with the ability to buy the things that matter when they need them. We hope you enjoy the many benefits your Farmers Mastercard provides, including up to 55 days interest free on all Standard Purchases and collecting Farmers Club Points on all your purchases.

Yes, the interest rate changes will apply to both existing and any new transactions when/if they become interest bearing.

We suggest you review your current direct debit arrangement as you may need to increase your fixed monthly amount slightly to cover the increased interest that accrues.

For all general enquiries, payment arrangements or hardship queries, please contact our Customer Services team on 0800 990 077 or +64 9 953 0556 from overseas.