Get a $15 Credit back*
Get a $15 Credit back*

Get more out of your grocery shop with Farmers Mastercard.

 

 You'll get a $15 credit back* when you spend $100 or more on groceries with your Farmers Mastercard between  Wednesday 19 August and Wednesday 2 September 2026. (Limit of 1 credit back per customer).

 

Shopping online or in-store? Weekly planner or last-minute grab-and-go? However you shop, just tap or checkout with your Farmers Mastercard to get a $15 credit back*.

 

As always you'll bag 1 Farmers Club point^ for every $10 you spend with your Farmers Mastercard, getting you one step closer to your next Farmers Club Card reward. 

$15 Credit Back Terms & conditions apply:

  1. Valid for the closed group of selected Farmers Mastercard cardholders receiving this offer (“Eligible Cardholders”) and may not be redeemed by anybody other than the Eligible Cardholder.
  2. Valid for eligible purchases made from 12:01am on Wednesday 19 August to 11:59pm on Wednesday 2 September 2026 New Zealand local time (“Promotion Period”).
  3. Eligible Cardholders who spend $100 or more with their Farmers Mastercard at any merchant with Mastercard Card Acceptor Business Code 5411 (Grocery Stores and Supermarkets), 5499 (Miscellaneous Food Stores – Convenience Store, Markets, Specialty Stores), 5441 (Candy, Nut, Confectionery Store) or 5451 (Dairy Products Stores) (excluding long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) in-store or online, during the Promotion Period, will receive a credit back on their Farmers Mastercard account of NZ$15 (“Offer”).
  4. The transaction date and time is determined by when the merchant processes the purchase and is outside of Columbus Financial Services Limited (“Promoter”) control and may affect eligibility.
  5. The Offer is available to be redeemed only once per Eligible Cardholder.
  6. The credit back is not negotiable, transferable, or redeemable for cash.
  7. To be eligible for a credit back, an account must not be in arrears at the time the credit back is applied.
  8. Any purchases made on Farmers Mastercard during the Offer Period that have been cancelled, refunded, returned, or suspended before the credit back is applied, will not be eligible toward this Offer.
  9. The credit back will be applied to eligible Farmers Mastercard accounts on or before Friday 11 September 2026.
  10. To the maximum extent permitted by law, the Promoter is not liable for any failure (for whatever reason) to apply an Offer.
  11. To the maximum extent permitted by law, the Promoter is not responsible or liable for any tax implications that may arise from accepting the Offer. Independent financial advice should be sought.
  12. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Offer.
  13. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. However, nothing in these terms and conditions is intended to exclude, restrict, or modify a consumer’s rights under the Consumer Guarantees Act 1993.
  14. Participation in and/or accepting the Offer is deemed acceptance of these terms and conditions.
  15. All dates and times are in New Zealand local time.
  16. Farmers Mastercard terms and conditions  (which includes any and all relevant privacy notices) apply.  
  17. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Credit provided by Columbus Financial Services Limited (Farmers Mastercard).  
  18. If you have any queries, please visit the Promoter’s contact page here.