**50 months interest free is available on Long Term Finance (LTF) for in-store and online purchases when you use your Farmers Mastercard at Farmers. Minimum spend $299. Offer valid from 23 April to 29 April 2026. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.50% p.a. applies at end of interest free period. Other interest rates and fees may apply. See farmersmastercard.co.nz for full details. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period (not applied to zero payment transactions). Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Rates and fees correct as at date of publication, subject to change. Columbus Financial Services Limited (Farmers Mastercard) reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. Farmers Mastercard terms and conditions (which includes any and all relevant privacy notices) apply. Credit provided by Columbus Financial Services Limited (Farmers Mastercard).