THINGS YOU SHOULD KNOW:

*Double Chances when you shop: from 12.01am Saturday 2 December to 11.59pm Sunday 3 December 2023 New Zealand local time, each standard purchase using your Farmers Finance Card or Farmers Mastercard at any retailer (online or in-store) will earn you two entries into Christmas Grand Prize Draw terms and conditions below.

^Christmas Grand Prize Draw: These terms and conditions must be read in conjunction with the full terms and conditions which can be found here: www.farmersfinancecard.co.nz/christmas-23, www.farmersmastercard.co.nz/christmas-23.Valid from 12:01am Thursday 2 November to 11.59pm Sunday 31 December 2023 New Zealand local time (“Prize Draw Period”). There are three (3) prizes in total to give away (“Prize Draw”). Three (3) Prize Draw winners will receive a $10,000 Farmers Gift Card, worth $10,000 (“Grand Prize”). Every standard purchase (excludes long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) made with Farmers Mastercard or Farmers Finance Card at any accepting retailer in-store or online during the Prize Draw Period automatically gives you one (1) entry into the Prize Draw. Three (3) Prize Draw winners will be drawn at random from all eligible entries received during the Prize Draw Period for the Prize at 111 Carlton Gore Rd, Newmarket, Auckland on 24 January 2024. The Grand Prize winners will be notified via phone or email by 31 January 2024.  To be eligible to win the Prize Draw, an account must not be in arrears at the time the Prize Draw takes place. The entities responsible for this promotion are Retail Financial Services Limited (Farmers Finance Card) and Columbus Financial Services Limited (Farmers Mastercard).  Farmers Gift Card, Farmers Mastercard and Farmers Finance Card terms and conditions apply.

⁺Earn Triple Points on Eligible Purchases from 12.01am Saturday 2 December to 11.59 pm Sunday 3 December New Zealand Time (“Promotion Period”). Eligible Purchases means all purchases made with your Farmers Mastercard in-store or online everywhere Mastercard is accepted, excluding cash advances, balance transfers, interest charges and quasi-cash transactions. The transaction date of a purchase is determined by when and where the retailer accepts the purchase and is outside of the control of Columbus Financial Services Limited (“Promoter”). Purchases made overseas or online will be accepted in retailer’s local time, which may affect eligibility. Triple Points equals three (3) Farmers Club Points for every $10 spent on eligible purchases made on your Farmers Mastercard. To be eligible for Farmers Club Points, there must be a valid Farmers Club Card linked to your Farmers Mastercard account at the time of purchase, and your Farmers Club Card and Farmers Mastercard must remain open during the Promotion Period. Promoter reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice.  Farmers Mastercard standard terms and conditions apply.