

Kick of the festive season with 90 days no payments and no interest+.
Whether it’s early Christmas prep, picking up some essentials, or shopping the bargains at Farmers Toy Sale, shop with your Farmers Mastercard® and enjoy this great offer.
For every purchase with your Farmers Mastercard from Thursday 2 November to Wednesday 8 November, you'll enjoy 90 days no payments and no interest+ on all purchases everywhere Mastercard is accepted.
Plus, when you use your Farmers Mastercard this festive season every purchase from Thursday 2 November to Sunday 31 December 2023 gives you an entry into the draw to WIN^ 1 of 3 $10,000 Farmers Gift Cards!
Shop with your Farmers Mastercard this Christmas everywhere Mastercard is welcomed in-store, online and around the world.
THINGS YOU SHOULD KNOW:
+90 days no payments and no interest is available on all Standard Purchases (excludes long term finance, cash advances, balance transfers, fees, interest charges or quasi cash transactions) made at accepting retailers with Farmers Finance Card ($50 minimum spend) and Farmers Mastercard (no minimum spend) from 12:01am Thursday 2 November – 11:59pm Wednesday 8 November 2023 New Zealand local time. Standard Interest Rate (currently 25.50% p.a. for Farmers Finance Card and 25.95% p.a. for Farmers Mastercard) applies to outstanding balance after interest free period. Lending criteria, fees, terms and conditions apply (including $50 annual Account Fee for Farmers Mastercard only). Rates correct at date of publication, subject to change. The purchase transaction date is determined by when the merchant processes the purchase and is outside of the control of Retail Financial Services Limited and Columbus Financial Services Limited and may affect eligibility. Purchases made overseas or online will be accepted in the merchants local time, which may affect eligibility. Retail Financial Services Limited and Columbus Financial Services Limited (the “Promoter” in each case) reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. Farmers Mastercard and Farmers Finance Card terms and conditions apply.
^Christmas Grand Prize Draw: These terms and conditions must be read in conjunction with the full terms and conditions which can be found here: www.farmersfinancecard.co.nz/christmas-23 www.farmersmastercard.co.nz/christmas-23. Valid from 12:01am Thursday 2 November to 11.59pm Sunday 31 December 2023 New Zealand local time (“Prize Draw Period”). There are three (3) prizes in total to give away (“Prize Draw”). Three (3) Prize Draw winners will receive a $10,000 Farmers Gift Card, worth $10,000 (“Grand Prize”). Every standard purchase (excludes long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) made with Farmers Mastercard or Farmers Finance Card at any accepting retailer in-store or online during the Prize Draw Period automatically gives you one (1) entry into the Prize Draw. Three (3) Prize Draw winners will be drawn at random from all eligible entries received during the Prize Draw Period for the Prize at 111 Carlton Gore Rd, Newmarket, Auckland on 24 January 2024. The Grand Prize winners will be notified via phone or email by 31 January 2024. To be eligible to win the Prize Draw, an account must not be in arrears at the time the Prize Draw takes place. The entities responsible for this promotion are Retail Financial Services Limited (Farmers Finance Card) and Columbus Financial Services Limited (Farmers Mastercard). Farmers Gift Card, Farmers Mastercard and Farmers Finance Card terms and conditions apply. See Farmersfinancecard.co.nz/Christmas-23/ or Farmersmastercard.co.nz/christmas-23/ for further Prize Draw details.