Pay no Account Fee for 1 year*
with Farmers Mastercard
Apply for Farmers Mastercard now and double up on the savings.
Apply for a Farmers Mastercard before 30 September 2022 using the promo code NOFEE and if approved, you’ll pay no account fee for the first year*.
PLUS, spend twice within your first month to get your first $50 back+. That's $100 in value!

Collect Farmers Club Points everywhere!*

Double-dip on Farmers Club Points!#

Enjoy Long Term Finance+ deals

Enjoy up to 55 days interest free**
+ $55 Establishment Fee applies to your first LTF transaction & a $35 Advance Fee applies to all subsequent LTF transactions. **Standard Interest Rate of 25.95% p.a. applies after any interest free period.

Link your accounts
Link your Farmers Club Card to your Farmers Mastercard during the application process and be approved to start collecting Farmers Club Points on your everyday purchases.

Start collecting Farmers Club Points
Spend with your new Farmers Mastercard to start collecting Farmers Club Points on your everyday purchases! Don’t forget to load your new card as your preferred payment option on your automatic payments to collect Farmers Club Points even faster!

Apply for a Farmers Mastercard
Apply using the promo code NOFEE. If you’re approved your card should arrive within 10 working days.

Link your accounts
Link your Farmers Club Card to your Farmers Mastercard during the application process and and start collecting Farmers Club Points on your everyday purchases.
Learn more about Farmers Club Card

Start collecting Farmers Club Points!
Spend with your new Farmers Mastercard to start collecting Farmers Club Points on your everyday purchases! Don’t forget to load your new card as your preferred payment option on your automatic payments to collect Farmers Club Points even faster!
*Farmers Mastercard No Annual Account Fee for 1 Year 1-30 September 2022
Promotional Terms and Conditions: Pay no account fee for 1 year
- Promotional offer available for all new completed applications received online for a Farmers Mastercard from 12:00am 1 September 2022 to 11:59pm NZT 30 September 2022 (inclusive) (“Offer Period”), using the Promo Code ‘NOFEE’.
- To be eligible to redeem this offer you must enter the promo code ‘NOFEE’ in the promo field on the first page of your application.
- Eligible new Farmers Mastercard customers approved from online applications completed during the Offer Period will have the Annual Account Fee (NZD$50) waived for the first year. Note that the 1st year fee waiver is processed as follows: the charge of the first instalment of the $50 Annual Account Fee ($25) will be followed by a refund of the same amount ($25) shortly after opening your Account. The second instalment will be charged and refunded six months after opening your Account.
- After the first year, the Annual Account Fee of $50 applies and will be charged in accordance with the Terms & Conditionsapplying to your Farmers Mastercard.
- Excludes any new accounts created in line with Long Term Finance purchases such as Flexi pay purchases and fixed instalments (“LTF New Account”). New accounts created online and with a first purchase being a Long Term Finance purchase are deemed a LTF New Account and are not eligible for this promotion.
- The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”).
- The Promoter reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
- Farmers Mastercard terms and conditions apply. Click here for full details.
+Farmers Mastercard Spend Twice For a $50 Credit Back 1-30 September 2022
Promotional Terms and Conditions: Spend twice to get a $50 credit back
- Promotional offer available for all new accounts opened from approved online Farmers Mastercard applications received from 12:00am 1 September 2022 to 11:59pm NZT 30 September 2022 (inclusive) (“Offer Period”).
- Excludes any new accounts created in line with Long Term Finance purchases (including Flexi Pay purchases) and Fixed Instalments. Exclusion includes new accounts created online with a first purchase being a Long-Term Finance purchase.
- Eligible customers who have opened a new Farmers Mastercard account during the Offer Period and made 2 purchases with a total minimum spend of $50 on their Farmers Mastercard within the first 31 calendar days of becoming a customer (“Credit Back Period”) will receive a $50 credit back (“Credit Back”).
- Any purchases made on a Farmers Mastercard during the Credit Back Period that have been cancelled, refunded, returned or suspended before 31 October 2022 will not be eligible for inclusion in the Offer.
- The Credit Back will be applied by 11 November 2022 to each qualifying customer’s Farmers Mastercard account.
- The Credit Back is not negotiable or redeemable for cash.
- The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”).
- The Promoter reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
- Any decisions made by the Promoter in relation to the Credit Back promotion are final and no correspondence will be entered into.
- Entry into the Credit Back promotion is deemed acceptance of these terms and conditions.
- Acceptance of the Credit Back is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
- Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Credit Back offer.
- Farmers Mastercard terms and conditions apply. See farmersmastercard.co.nz for full details.
Things you should know:
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Lending criteria, $50 Annual Account Fee, Fees, Terms and Conditions apply. Everywhere Mastercard is accepted - collect 1 Farmers Club Point for every $10 spent on Standard Purchases. Excludes cash advances, balance transfers, fees, interest charges or quasi-cash transactions. Standard Interest Rate, currently 25.95% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Rate and fees correct as at date of publication, subject to change. Standard Farmers Club terms and conditions apply.
++Everywhere Mastercard is accepted in-store and online around the world. Collect 1 Farmers Club Point for every $10 spent on Farmers Mastercard. To be eligible to collect Farmers Club Points there must be a valid Farmers Club Card linked to your Farmers Mastercard account. Any spend made on a Farmers Mastercard without a valid, linked Farmers Club Card will not be eligible to collect Farmers Club Points and any Farmers Club Points will not be retrospectively put onto a Farmers Club Card account once a Farmers Club Card has been linked.
#Shop at Farmers in-store or online using both your Farmers Mastercard and Farmers Club Card to collect Farmers Club Points twice over. Collect 1 Farmers Club Point for every $10 spent on your Farmers Mastercard AND collect Farmers Club Points from using your Club Card. Find out your Club Card category collection rates here.
+A minimum purchase amount may be required. Annual Account Fee of $50 applies. $55 Establishment Fee (first LTF transaction), $35 Advance Fee (subsequent LTF transactions) applies to Long Term Finance Purchases. Standard Interest Rate, currently 25.95% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.
**No interest for up to 55 days is available on all purchases which exclude cash advances, balance transfers, fees, interest charges or quasi-cash transactions.