Fancy $75 of spend back?^

Welcome to the club.



As one of our most valued Oxipay customers we’re giving you this awesome offer if you apply and get approved* for your Farmers Mastercard® by 17 November 2019 - be sure to use the promo code ‘SPEND75’.


Get your first $75 of spend back!^


This is the only Mastercard that earns you Farmers Club Points on all of your purchases absolutely everywhere Mastercard is accepted – in store, online and around the world.


That means you could earn Farmers Club Points shopping at any Oxipay merchant where Mastercard is accepted!




With Farmers Mastercard you earn Farmers Club Points everywhere Mastercard is accepted.

How do you get one? It's super simple!


Things you should know:

*Lending criteria, $50 annual account fee, terms and conditions apply. Everywhere Mastercard is accepted - earn 1 Farmers Club Point for every $10 spent on Standard Purchases. Excludes cash advances, balance transfers, fees, interest charges or quasi-cash transactions. Standard Interest Rate, currently 25.95% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Standard Farmers Club terms and conditions apply. Excludes Long Term Finance.

^Promotional Offer Terms & Conditions:

1 Promotional offer valid for all new accounts opened from approved online Farmers Mastercard applications received from 23 September to 17 November 2019 (“Offer Period”), using the Promo Code ‘SPEND75’.

2 Eligible new Farmers Mastercard customers approved during the Offer Period will receive a $75 credit back on their Farmers Mastercard account (“Credit Back”). To be eligible to receive the Credit Back your Farmers Mastercard balance must be equal or greater value than the amount of the Credit Back as at 31 December 2019.

3 The Credit back will be applied by 31 December 2019 to your Farmers Mastercard account. The Credit Back is not negotiable or redeemable for cash.

4 Any Farmers Mastercard account that has been cancelled or suspended before 31 December 2019 will be ineligible to receive the Credit Back.

5 The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”).

6 Farmers Mastercard terms and conditions apply. See for full details.