If you’ve still got last minute prep to get sorted before the big day, or the last few stocking fillers to buy, now’s good.
Shop with your Farmers Mastercard until Wednesday 24 December 2025 and enjoy 90 days no payments, no interest^ on every standard purchase.
Plus, earn DOUBLE+ Farmers Club Points - that's 2 points for every $10 spend - everywhere Farmers Mastercard accepted.
Is your Farmers Mastercard linked to your Farmers Club Card? Log in to My Account and link them today to earn Farmers Club Card points on every purchase.
Merry Christmas,
The team at Farmers Mastercard.

THINGS YOU SHOULD KNOW:
All information relating to this promotion/Prize Draw (including but not limited to how to enter and the nature of the prizes) forms part of these terms and conditions of entry.
^90 days no payments and no interest: is available on all Standard Purchases (excludes long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) made at accepting retailers with Farmers Finance Card ($50 minimum spend) and Farmers Mastercard (no minimum spend) From Thursday 18 December to Wednesday 24 December 2025 New Zealand Time. Standard Interest Rate (currently 28.50% p.a. for Farmers Finance Card and 28.50% p.a. for Farmers Mastercard) applies to outstanding balance after interest free period. Lending criteria, fees, terms and conditions apply (including $50 annual Account Fee for Farmers Mastercard only). Rates correct at date of publication, subject to change. Retail Financial Services Limited and Columbus Financial Services Limited (the “Promoter” in each case) reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. Farmers Mastercard terms and conditions and Farmers Finance Card terms and conditions (which includes any and all relevant privacy notices) apply.
+Earn Double Points on Eligible Purchases from Thursday 18 December to Wednesday 24 December 2025 New Zealand Time (“Promotion Period”). Eligible Purchases means all purchases made with your Farmers Mastercard in-store or online everywhere Mastercard is accepted, excluding Cash Advances, Balance Transfers, interest charges and quasi-cash transactions. The transaction date of a purchase is determined by when and where the retailer accepts the purchase and is outside of the control of Columbus Financial Services Limited (“Promoter”). Purchases made overseas or online will be accepted in retailer’s local time, which may affect eligibility. Double Points equals 2 Farmers Club Points for every $10 spent on eligible purchases made on your Farmers Mastercard. To be eligible for Farmers Club Points, there must be a valid Farmers Club Card linked to your Farmers Mastercard account at the time of purchase, and your Farmers Club Card and Farmers Mastercard must remain open during the Promotion Period. Promoter reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. Farmers Mastercard standard terms and conditions apply.

