Pay no Account Fee for 1 year^
with Farmers Mastercard
Apply for a Farmers Mastercard between 1-31 July 2022 using the promo code NOFEE and if approved, you will pay no annual account fee for your first year^.
PLUS we'll give you 100 Farmers Club Points* when you make your first purchase using your Farmers Mastercard in your first month.

Collect Farmers Club Points everywhere!*

Double-dip on Farmers Club Points!#

Enjoy Long Term Finance+ deals

Enjoy up to 55 days interest free**
+ $55 Establishment Fee applies to your first LTF transaction & a $35 Advance Fee applies to all subsequent LTF transactions. **25.95% applies after any interest free period.

Link your accounts
Link your Farmers Club Card to your Farmers Mastercard during the application process and be approved to start collecting Farmers Club Points on your everyday purchases.

Start collecting Farmers Club Points
Spend with your new Farmers Mastercard to start collecting Farmers Club Points on your everyday purchases! Don’t forget to load your new card as your preferred payment option on your automatic payments to collect Farmers Club Points even faster!

Apply for a Farmers Mastercard
Apply using the promo code NOFEE. If you’re approved your card should arrive within 10 working days.

Link your accounts
Link your Farmers Club Card to your Farmers Mastercard during the application process and and start collecting Farmers Club Points on your everyday purchases.
Learn more about Farmers Club Card

Start collecting Farmers Club Points!
Spend with your new Farmers Mastercard to start collecting Farmers Club Points on your everyday purchases! Don’t forget to load your new card as your preferred payment option on your automatic payments to collect Farmers Club Points even faster!
^No First Year Annual Fee 1-31 July 2022
Promotional Terms and Conditions
- Promotional offer valid for all new accounts opened from approved online Farmers Mastercard applications received from 1 July 2022 to 11:59pm NZST 31 July 2022 (inclusive) (“Offer Period”) using the Promo Code ‘NOFEE’.
- To be eligible to redeem this offer you must enter the promo code ‘NOFEE’ on the first page of your application.
- Eligible new Farmers Mastercard customers approved during the Offer Period will have the Annual Account Fee (NZD$50) waived for the first year. Note that the 1st year fee waiver is processed as follows: the charge of the first instalment of the $50 Annual Account Fee ($25) will be followed by a refund of the same amount ($25) shortly after opening your Account. After 6 months, the second instalment of $25 will be charged and then refunded back to your Account.
- After the first year, the Annual Account Fee of $50 applies and will be charged in accordance with the Terms & Conditions applying to your Farmers Masterard.
- Excludes any new accounts created in line with Long Term Finance purchases including Flexi pay purchases and fixed instalments (LTF New Account). New accounts created online and with a first purchase being a Long Term Finance purchase are deemed a LTF New Account and are not eligible for this promotion.
- The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”).
- The Promoter reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
- Farmers Mastercard terms and conditions apply. Click here for full details.
*Farmers Mastercard Promo get 100 Farmers Club Points 1-31 July 2022
Promotional Terms and Conditions
- Promotional offer valid for all new accounts opened from approved online Farmers Mastercard applications received from 1 July 2022 to 11:59pm NZT 31 July 2022 (inclusive) (“Offer Period”) using the Promo Code ‘NOFEE’. Excludes new accounts created in line with Long Term Finance purchases including Flexi pay purchases and fixed instalments.
- To be eligible to redeem this offer you must enter the promo code ‘NOFEE’ on the first page of your application.
- Eligible customers who have opened a new Farmers Mastercard account during the Offer Period using the Promo Code ‘NOFEE’ and spent a minimum of $100 on their Farmers Mastercard at Farmers within 30 days of becoming a customer (“Promo Period”) will receive a 100 Farmers Club Points.
- Any purchases made on Farmers Mastercard during the Credit Back Period that have been cancelled, refunded, returned, or suspended before 31 July will not be eligible for inclusion in the Offer.
- The Farmers Club Points will be applied by 9 September 2022 to each qualifying customer’s Farmers Mastercard account.
- The Farmers Club Points are not negotiable or redeemable for cash.
- Any Farmers Mastercard account that has been cancelled or suspended on or before 9 September 2022 will be ineligible to receive a Credit Back.
- The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”).
- The Promoter reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
- Any decisions made by the Promoter in relation to the Credit Back promotion are final and no correspondence will be entered into.
- Entry into the Credit Back promotion is deemed acceptance of these terms and conditions.
- Acceptance of the Credit Back is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
- Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Credit Back offer.
Things you should know:
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Lending criteria, $50 Annual Account Fee, Fees, Terms and Conditions apply. Everywhere Mastercard is accepted - collect 1 Farmers Club Point for every $10 spent on Standard Purchases. Excludes cash advances, balance transfers, fees, interest charges or quasi-cash transactions. Standard Interest Rate, currently 25.95% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Rate and fees correct as at date of publication, subject to change. Standard Farmers Club terms and conditions apply.
++Everywhere Mastercard is accepted in-store and online around the world. Collect 1 Farmers Club Point for every $10 spent on Farmers Mastercard. To be eligible to collect Farmers Club Points there must be a valid Farmers Club Card linked to your Farmers Mastercard account. Any spend made on a Farmers Mastercard without a valid, linked Farmers Club Card will not be eligible to collect Farmers Club Points and any Farmers Club Points will not be retrospectively put onto a Farmers Club Card account once a Farmers Club Card has been linked.
#Shop at Farmers in-store or online using both your Farmers Mastercard and Farmers Club Card to collect Farmers Club Points twice over. Collect 1 Farmers Club Point for every $10 spent on your Farmers Mastercard AND collect Farmers Club Points from using your Club Card. Find out your Club Card category collection rates here.
+A minimum purchase amount may be required. Annual Account Fee of $50 applies. $55 Establishment Fee (first LTF transaction), $35 Advance Fee (subsequent LTF transactions) applies to Long Term Finance Purchases. Standard Interest Rate, currently 25.95% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.
**No interest for up to 55 days is available on all purchases which exclude cash advances, balance transfers, fees, interest charges or quasi-cash transactions.