If you thought Black Friday was exciting … hold onto your hat! Cyber Monday is the year’s biggest online shopping event, so limber up your clicking finger and knock off the remainder of your Christmas shopping list.
Not only will you save big time, but you’ll also enjoy 90 days no payments, no interest^ on standard purchases everywhere Farmers Mastercard is accepted, online or in-store, until Wednesday 3 December 2025.
Your Farmers Mastercard is welcome in-store, online and around the world anywhere Mastercard is accepted. Plus, you’ll also earn Farmers Club Points+ twice over when you have both your Farmers Mastercard and your Farmers Club Card linked. Log in to My Account to link your card, and to view and update your details with us.
Merry Christmas,
The team at Farmers Mastercard.
THINGS YOU SHOULD KNOW:
All information relating to this promotion/Prize Draw (including but not limited to how to enter and the nature of the prizes) forms part of these terms and conditions of entry.
^90 days no payments and no interest: is available on all Standard Purchases (excludes long term finance, cash advances, balance transfers, fees, interest charges or quasi-cash transactions) made at accepting retailers with Farmers Finance Card ($50 minimum spend) and Farmers Mastercard (no minimum spend) From Thursday 27 November to Wednesday 3 December 2025 New Zealand Time. Standard Interest Rate (currently 28.50% p.a. for Farmers Finance Card and 28.50% p.a. for Farmers Mastercard) applies to outstanding balance after interest free period. Lending criteria, fees, terms and conditions apply (including $50 annual Account Fee for Farmers Mastercard only). Rates correct at date of publication, subject to change. Retail Financial Services Limited and Columbus Financial Services Limited (the “Promoter” in each case) reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. Farmers Mastercard terms and conditions and Farmers Finance Card terms and conditions (which includes any and all relevant privacy notices) apply.
+Farmers Club Points redemption: Everywhere Mastercard is accepted in-store and online around the world. Collect 1 Farmers Club Point for every $10 spent on Farmers Mastercard. To be eligible to collect Farmers Club Points there must be a valid Farmers Club Card linked to your Farmers Mastercard account. Any spend made on a Farmers Mastercard without a valid, linked Farmers Club Card will not be eligible to collect Farmers Club Points and any Farmers Club Points will not be retrospectively put onto a Farmers Club Card account once a Farmers Club Card is linked. https://www.farmersmastercard.co.nz/benefits/.
**50 months interest free is available on Long Term Finance (LTF) for in-store & online purchases only. Min spend $299. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees subject to change. New customers need to apply and be approved for a Farmers Mastercard credit card. Columbus Financial Services Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. Offer valid to the 3/12/2025.
