90 Days no payments no interest at Farmers^
90 Days no payments no interest at Farmers^

Shop with 90 days no payments and no interest^ across all departments with your Farmers Mastercard®!

 

Only available at Farmers from Thursday 20 – Sunday 23 August 2020, No minimum spend. That means you can get what you need now, with no payments and no interest until November 2020^.

 

Plus every purchase from now until 6 September 2020 is an instant entry in the draw to win* 1 of 2 Mini Home Makeovers worth $10,000! As well as daily chances to win 250 Farmers Club Points.#

 

For some home makeover inspiration check out Farmers Bedding range to see what’s in style this season.

 

THINGS YOU SHOULD KNOW:

^90 days no payments and no interest (“Payment Holiday”) is available on all in-store and online purchases made with Farmers Mastercard at Farmers from 20 to 23 August 2020. No minimum spend. Excludes cash advances, balance transfers, fees, interest charges or quasi-cash transactions. The purchase transaction date is determined by when the merchant processes the purchase and is outside the control of Columbus Financial Services Limited (“Issuer”). Annual Account Fee of NZD$50 applies. Standard Interest Rate, currently 25.95% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. The Issuer reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. Farmers Mastercard standard terms and conditions apply. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
*Mini Home Makeover Prize draw terms and conditions:
1. Prize Draw valid from 13 August to6 September 2020 (“Prize Draw Period”). There are two prizes to give away (“Prize Draw”).
2. Two Prize Draw winners will each receive a ‘Mini Home Makeover’ to the total value of NZD$10,000 (“Prize”). The prize will be in the form of Bonfire gift cards to the value of $10,000.
3. An entry into the Prize Draw is automatic every time a purchase is made with Farmers Mastercard or Farmers Finance Card at accepting retailers during the Prize Draw Period.
4. Two winners will be drawn at random from all eligible entries at 111 Carlton Gore Rd, Newmarket, Auckland on 1 September 2020.
5. The prize is not negotiable, non-transferable or redeemable for cash.
6. The Prize winner(s) will be notified by phone/email by 18 September 2020.
7. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
8. Any purchases made on Farmers Mastercard or Farmers Finance Card during the Prize Draw Period that have been cancelled, refunded, returned or suspended before the Prize Draw date will be considered an ineligible entry into the Prize Draw.
9. The entities responsible for this promotion is Columbus Financial Services Limited and Retail Financial Service (together the “Promoter”).
10. If a winner cannot be contacted within 5 business days, the Promoter reserves the right to re-draw a prize.
11. The Promoter reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. If for any reason a prize becomes unavailable, the Promoter may substitute an alternative equivalent prize without notice.
12. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw.
13. Any decisions made by the Promoter in relation to the Prize Draw are final and no correspondence will be entered into.
14. Entry into the Prize Draw is deemed acceptance of these terms and conditions.
15. Acceptance of the Prize is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
16. Employees of the Promoter and/or FlexiGroup (New Zealand) Limited and Farmers Trading Company are not eligible to enter the Prize Draw.
17. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Prize or Prize Draw.
18. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. Nothing in these terms and conditions is intended to exclude, restrict or modify a consumer’s rights under the Consumer Guarantees Act 1993.
19. Farmers Mastercard and Farmers Finance Card terms and conditions apply. Flight Centre Gift Card terms and conditions apply.
20. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
#An entry into the Daily 250 Farmers Club Points Prize Draw is automatic every time a purchase is made with Farmers Mastercard at any retailer that accepts Farmers Mastercard in-store or online during the Prize Draw Period. 25 winners will each receive 250 Farmers Club Points credited to their Farmers Club Card account that is linked to their Farmers Mastercard account (“Daily Prize”) . At the end of the Prize Draw Period, 1 winner will be drawn for each day of the 25 days of the Prize Draw Period from all eligible entries received that day for a Daily Prize. To be eligible for a Prize, a valid Farmers Club Card must be linked to the Farmers Mastercard account at the time the Prize Draw takes place. The Daily Prize will be applied to the Eligible Cardholder’s Farmers Club account by 24 September 2020. Farmers Club terms and conditions apply.

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