Lighten up your credit card interest charges today.
Enjoy the long weekend with 90 days no payments, no interest*



Here’s a simple way you could save money on credit card interest charges.

Just move any eligible personal credit card balance to your Farmers Mastercard® and you’ll pay 0% interest on the balance transferred for 24 months*. You can use up to 80% of your Farmers Mastercard available credit limit to reduce the balance on up to five other cards. Minimum transfer is $500 per card.

Streamline your accounts by moving other credit card balances to your Farmers Mastercard and your savings could balloon!^

Terms: ^Above savings suggested are on the basis that no other purchases are made during the 24 month period, and as compared to an average credit card interest rate of 20.99%; and excludes fees. Full terms and conditions below.



Lighten up your credit card interest charges today. Simply log into My Account, complete the balance transfer application and we’ll take it from there. Note, the balance transfer amount can take up to 5 days to appear on your other account.



*24 months 0% interest balance transfer offer (‘Offer’) is open to a closed group of eligible customers who are the intended recipient of this email and is valid from Monday 21 February to 11.59pm on Sunday 3 April 2022 New Zealand Time (‘Offer Period’). For a credit card to be eligible to have its balance transferred in accordance with this Offer, it must be a New Zealand issued credit or store card. Eligible approved customers for the Offer will be able to transfer up to 5 eligible credit card balances over to their existing Farmers Mastercard Account. Each balance transferred in accordance with this Offer must exceed a minimum transfer amount of $500. The total amount transferred across all cards cannot exceed a maximum of 80% of the customer’s approved credit limit on their Farmers Mastercard account. Eligible Customers must action the Offer through the online Farmers Mastercard self-service functionality and agree to the Balance Transfer Terms and Conditions displayed in self-service.  0% interest for 24 months (“Balance Transfer Interest Period”) will apply to the transferred amount(s) only. Standard Interest Rate, currently 25.95% p.a. applies to any outstanding balance at end of the Balance Transfer Interest Period. Farmers Mastercard can refuse any balance transfer request, including where the account from which the balance is being transferred is in default as defined in the Terms and Conditions, e.g. over-the-limit or minimum payment is overdue. To view the Terms and Conditions go to to

^Projected savings on interest charges only (excluding fees, including the Farmers Mastercard Annual Account Fee) and is an indicative calculation comparing 0% interest for 24 months with a hypothetical example balance incurring interest at an industry average consumer credit card interest rate of 20.99% p.a. over a 24 month term during which time only minimum monthly repayments of 3% of the total balance are


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