Lending criteria, fees, terms and conditions apply. *Everywhere Mastercard is accepted.

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Special offer for select Farmers Finance Card Holders

Apply# and be approved to enjoy:

 

So many reasons to love Farmers Mastercard®

Earn Farmers Club Points everywhere*

Earn 1 Farmers Club Point for every $10 you spend using your Farmers Mastercard, everywhere Mastercard is accepted*

Up to 55 days interest free^

No interest for up to 55 days in-store and online

Long term finance+

 

Interest-free terms available at retailers across New Zealand

Double-dip in Farmers

Swipe together with your Farmers Club Card at Farmers and earn points twice over

 

Here’s what you need to know

It’s easy, just click Apply Now to go through our simple online form.

If you’re approved, your Farmers Mastercard will arrive by mail.

We'll automatically transfer any balance you have from your Farmers Finance Card and close your old account. This will happen when you receive and activate your Farmers Mastercard or 10 working days after your application is approved, if earlier. Simple as that!

There is no card repayment insurance offered on Farmers Mastercard, so if you have current Card Repayment Insurance for your Farmers Finance Card it will be cancelled if you switch to Farmers Mastercard. At the time your Farmers Finance Card is closed, your Card Repayment Insurance will also be cancelled.

The additional cardholder(s) on your Farmers Finance Card account will not be automatically moved to your Farmers Mastercard account when the switching process happens. If you wish to add any additional cardholder(s) on your Farmers Mastercard account, you can do this from your Farmers Mastercard online ‘My Account’. With Farmers Mastercard, additional cardholders will earn Farmers Club Points for the primary cardholder when they spend on their Farmers Mastercard, provided the primary cardholder has a valid Farmers Club Card linked to their Farmers Mastercard account.

Your Farmers Mastercard credit limit could be higher or lower than your existing Farmers Finance Card credit limit, depending on the outcome of your application.

Long Term Finance purchases at Farmers are on Fixed Instalment Agreement terms and are separate to Farmers Finance Card transactions. These won’t be affected by switching to Farmers Mastercard. You will still need to continue to pay these separately.

If your Farmers Mastercard credit limit is the same or higher than your current Farmers Finance Card limit and/or balance, you can continue to use your Farmers Finance Card right up until you receive your Farmers Mastercard##.

If your Farmers Mastercard credit limit is lower than your current Farmers Finance Card limit and/or balance, you won’t be able to use your Farmers Finance Card after application approval.

All yourrewards points will be cancelled and converted to Farmers Club Points so long as you have a valid Farmers Club Card linked at the time the switching process occurs. Click here to become a Farmers Club Card customer

yourrewards will be converted into Farmers Club Points at a rate of 10 yourrewards points = 1 Farmers Club Point. Please note: Following yourrewards points conversion, you may have Farmers voucher(s) automatically generated for you as per the Farmers Club terms and conditions.

Click here to see all of the fees and interest rates that will apply on Farmers Mastercard

Yes, if you’re using internet banking to pay your Farmers Finance Card, you will need to add Farmers Mastercard as a new payee, as the account details are different. Please note that in store payments will not be accepted for Farmers Mastercard.

Things you should know

*Excludes cash advances, balance transfers, fees, interest charges or quasi-cash transactions, everywhere Mastercard is accepted. Farmers Club Points will appear on your Farmers Club Account, provided you have a valid Farmers Club Card linked to your Farmers Mastercard Account.

^No interest for up to 55 days is available on all purchases everywhere Mastercard is accepted.

+A minimum purchase amount may be required. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.95% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.

% Terms and conditions apply. 3 months no interest and no payments applies to all balance transfers. Balance transferred on the day you activate your Farmers Mastercard, or 10 working days from application approval, whichever is sooner. Any outstanding balance that remains on your Farmers Mastercard after the interest free period has ended will be charged at the standard interest rate (25.95% at time of publication). Fixed Instalment Agreements do not form part of your Farmers Finance Card balance and will not be transferred.

** Fee waiver for the first year following which the standard annual account fee of $50 applies.

^^ 250 bonus Farmers Club Points will be applied if you have a valid Farmers Club Card linked at the time the switching process occurs. If you do not have a valid Farmers Club Card linked at the time the switching process occurs, points will be forfeited.

## Switching from Farmers Finance Card to Farmers Mastercard will occur when you activate your Farmers Mastercard or 10 working days from application approval, whichever is sooner.